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  FIXED Loan Rate vs. ADJUSTABLE Loan Rate Calculator
Parametrs Adjustable Fixed
Interest Rate % %
Loan Amount $
Term in Years
Discount Points % %
Origination Fee % %
Other Loan Costs $ $
State + Federal Tax Rate %
Purchase Price
Yearly Property Taxes $
Yearly Homeowner's Insurance $
Years Before Sell/Pay Off Loan
Your Savings Rate %
Regarding the Adjustable Rate Mortgage
Months Before First Adjustment
Months Between Adjustments
Maximum Rate Change/Adjustment %
Minimum Rate %
Maximum Rate %
Margin %
Initial Index Value
Index Rate Change Per Adjustment
Months Between Index Adjustments

Predicted Change in Rates:


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The calculators at this site are designed to help you to understand the issues that need to be considered in determining the investment option or options suitable for you. However, the calculators should not be seen as a substitute for professional advice from a financial planner who takes into account your personal financial circumstances and needs. We strongly recommend that you discuss your requirements with a qualified financial adviser, who can take into account your personal financial position and can help you choose a strategy that suits your own personal circumstances.