To choose between a vehicle lease or loan, you'll need to compare your total costs over the term of the arrangement. This calculator will give you a rough estimate of the costs involved, as well as a comparison between "lost interest" costs related to your initial expenses. It will even calculate your estimated monthly lease payment and/or your monthly loan payment if necessary.

Description	Lease:	Loan:
14. Monthly payment:
15. Total of payments:
16. Total interest expense:
17. Net upfront expenses:
18. Depreciation expense:
19. Forgone Interest earnings: The amount of interest that would be payable for any period if interest accrued at the applicable federal rate and was payable annually
20. Total cost:
21. Average cost per year: